This abbreviation is a shorthand way of showing your affection to your partner. W/D Washer/Dryer 1C, 2C 1 or 2 car Garage Cth Cathedral Ceiling Read, An adjustable-rate mortgage, or ARM, has an introductory interest rate that lasts a set period of time and adjusts every six months thereafter for the remaining loan term. A three-quarter bathroom has a toilet, a sink and a shower. Maximum loan amounts can vary by county. P&S Purchase and sale Yes! Read our stress-free guide to getting a mortgage. It is in fact a real word (but that doesn't mean . 1. Title Records Corp.160 Greentree DriveDover, DE 199041-302-269-3942office@ustitlerecords.com, #ustitlerecords #ustitlerecords #ustitlerecords. BB is most commonly used on the internet (and in text messages) as an abbreviated form of baby. However, baby in this context is used as a pet name or term of endearment for your romantic partner and not an infant child. HBR Harbor Brk Brick Bidding wars are common. MK Modern kitchen 2023 All Rights Reserved. 1 /8. INGRD PL pool in ground pool Each lending institution sets its own prime rate. An MLS allows brokers to see one another's listings of. DLM Seller Disclaimer HIST Historical District Read, A prepayment penalty is a fee some lenders may charge if you pay off some or all of your mortgage early. JV Joint Venture Keep this five-part guide handy youll be fluent in the language of home buying before you know it. AG Agreement Agreement Comm. The ratio compares the borrowers monthly debt payments to gross income. O/F Owner Finance Learn, Repayment of a mortgage over the loan term through regular monthly installments of principal and interest, based on an amortization schedule. If you go on online forums, BB might be shorthand for bulletin board, and themarkup language used on these websites is called BBCode. RAD Radiant Heat SAT Satellite Dish A policy that protects the structure of the home, its contents, injury to others and living expenses should damage occur. You can use BB to mean basketball, especially in internet communities dedicated to the sport. NOI Net Operating Income END End Unit A/G PL : Above-ground swimming pool. When this happens, he or she risks the home heading into the foreclosure process. F/A Ht, FAH Forced Air Heat This means that aproperty is currently on the market and available for sale. Read more about pre-qualification here. REIA Real Estate Investors Association The price of borrowing money. All Rights Reserved. PULL Pull-Down Attic Stair A government-sponsored enterprise chartered in 1938 to help ensure a reliable and affordable supply of mortgage funds throughout the country. MAO Maximum Allowable Offer HPWA Water/Air Ht Pump An origination fee is not a single fee. Smart mortgage shoppers apply for at least two loans and use the loan estimates to determine which lender they want to use. Learn, A basic assessment of income, assets and credit score to determine what, if any, loan programs a borrower might qualify for. This claim is brought up by a party who is not the owner and restricts what an owner can do with the property. Cloudflare Ray ID: 7a28359a3f44c34a CAC Central Air Conditioning Most lenders will require title insurance to protect their interests should there be outstanding liens on the property securing their security interest. Cvga Converted Garage Call it what you willjargon, shorthand, lingobut every industry, including the real estate world, has its own language, a collection of terms that are essential to understand if you hope to play ball. Anne Miller lives in New York and writes real estate news and advice stories. Fees associated with the purchase of a home that are due at the end of the sales transaction. A lien is any legal claim upon a property for a debt or a non-monetary interest in the property. Banks, savings and loans, and credit unions. Bonus information may be placed in "Other" field. All Rights Reserved. . CH Central heat If you wish to report an issue or seek an accommodation, please let us know. REI Real Estate Investing A half bathroom or powder room has only a toilet and a sink. Inspection occurs when the home is under contract or in escrow. Learn more about adjustable-rate mortgages here. The ratio compares total housing cost (principal, homeowners insurance, taxes and private mortgage insurance) to gross income. Imagine you're leasing a 1,000-square-foot office space with a base rental rate of. CRE Commercial Real Estate FDR/DR Dining room or a formal dining room A combination of loans bundled to avoid private mortgage insurance. HDWD Hardwood An encumbrance is a limit on how an owner can use real estate. What sounds impressive on paper may look less appealing in person. FPLC, FP, FRPLC Fireplace DLO Seller Disclosure FR Family room DOS Due On Sale Clause The meaning of REAL ESTATE is property in buildings and land. That could be good news, if you're on a strict budget and are open to purchasing a time-intensive starter house. This means the propertys ownersare actively taking backup offers in case the first one falls through. While BB can have a lot of meanings on the internet, the most popular is a pet name between romantic partners and close friends. Cent h/a Central Heat&Air Powered by webmasterWP.com. to cover taxes and insurance. 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HW Hot Water Keep an eye out for seriousmaintenance issues that may be disguised by quick surface repairs, and call in a trusted home inspector to help you spot any hidden problems. RNCH Ranch One of the most common uses isbaseball, where BB is an acronym for base on balls, also known as a walk. These abbreviations are typically written in all capital letters. Real property is immovable property - its land and anything attached to the land. Its a set of lender-specific fees that are part of your costs when closing a mortgage loan. 2. NYSAR New York State Association of Realtors The seller has an accepted offer but is waiting to see if the buyers bank will agree to it, says Realtor Dawn Rivera with Realty World-Viking Realty in Fremont, CA. Be sure to read the fine print carefully. A state in which an escrow agent is responsible for closing. HP Heat Pump The fee, 0.3% to 1.5% of the yearly loan amount, can be canceled in certain circumstances when the borrower reaches 20% equity. Fpgas Gas Fireplace LOC Line of Credit The Mission of the Ann Arbor Area Board of REALTORS:To strengthen our REALTOR community through advocacy, collaboration,education, innovation and civic engagement. When you purchase through our links we may earn a commission. All of these abbreviations are commonly used to describe the features of a house or commercial property. The four items include, repairs, vacancy loss, property management, and miscellaneous. 3/4 Bath toilet + sink + shower or tub Windows 11: How Much RAM Can Your PC Have? You can email the site owner to let them know you were blocked. A process a lender follows to assess a home loan applicants income, assets and credit, and the risk involved in offering the applicant a mortgage. ASB Asbestos Siding A real estate agent will request a pre-approval or pre-qualification letter before showing a buyer a home. PAT Patio LLC Limited Liability Company APR Annual Percentage Rate PL, SP, S/P Swimming pool RVR River An FDR with a DK? P&S Purchase and Sale NONQ Non-Qualifying These contingencies fall away as tasks are completed, saysMelanie Atkinson, a Realtor with Coldwell Banker Residential Real Estate in Tampa, FL. PMI Private mortgage insurance Resources The number of days a property listing is considered active. BB Baseboard Heat GRES Graduate Real Estate Society Cldsc Cul-de-sac The Compensation is entered in the Compensation Code fields of BB (Buyer's Broker), SU (SubAgent), and/or TR (Transaction Coordinator). WIN Window/Wall Unit All Rights Reserved, Hey bb! Fees may include the appraisal, the home inspection, a title search, a pest inspection and more. PERM Perm Attic Stairs CAC Central air conditioning MOPOA Monthly POA Fee Get the top BB abbreviation related to Real Estate. NAT GS HT Natural gas heat But the sale is subject to, or conditioned upon, certain criteria being met by the buyer and/or seller before the dealcan close. If you have made your required monthly payments, at the end of the loan term (e.g., 15 or 30 year mortgage), you will own your home. BA Bath Det Detached Garage MAR Marble AST Assessment Lien Lien, JTL. WINDT Window Treatment LR with Fplc? Clbhs Clubhouse A full bathroom is a room with a toilet, a sink and a bathtub. Lastly, in beauty communities, BB refers to beautifying balm, a multi-purpose cream that acts as both a foundation and a moisturizer. Clap Clapboard Siding The ratio compares the borrowers monthly debt payments to gross income. This list of real estate investing abbreviations is useful for real estate brokers. Press F to Pay Respects: What Does F Mean Online? It may sound charming, but a house that's described as having lots of character could look just plain weird in person. Step 3: You then find tenants in 30-60 days to take over the two . Mortgage insurance is usually required on a conventional mortgage loan and the down payment is less than 20 percent of the sale price. BALC Balcony Bulk Bulkhead Join 425,000 subscribers and get a daily digest of news, geek trivia, and our feature articles. Only those representatives with Advisor in their title or who otherwise disclose their status as an advisor of NMWMC are credentialed as NMWMC representatives to provide investment advisory services. Commonly Used Real Estate Abbreviations and Acronyms for compiled and available to the public. When searching for a home or applying for a mortgage, you may hear your real estate agent or lender use any of the terms or acronyms below. G-RNG Gas Range Maximum loan amounts can vary by county. Hi ceils - This is an abbreviation for "high ceilings.". SMART Typically computer-controlled heating and cooling, alarms, lights etc. Exr Exercise Room There are many abbreviations used in real estate, but the following list includes the more common ones youve probably heard before. SQ FT Square Feet Thats why when you read a real estate listing, you may end up scratching your head over a whole bunch of puzzling terms. FIN LL Finished lower level YD Yard PITI Principal, Interest, Taxes and Insurance SLT Slate FML Formal Chn Chain Link Fence Homes can sit on the market for a long time, and prices tend to drop. Contingent vs. under contract? POF Proof of Funds 1 meaning of BB abbreviation related to Real Estate Advertising: Vote. ROI Return On Investment LLP Limited Liability Partnership Often, the listing will indicate which rooms have hardwood flooring. U/G SPRK Underground Sprinkler Used under license. Mstr Master bed room SPDED Special Warranty Deed Dry Clothes Dryer SPC Drive parking spaces ARI Articles of Incorporation Notice, certificate. LR Living room REL Related to Seller Not all mortgages carry a prepayment penalty. Percentage (P): The first digit being the full percentage point and the second digit being the partial percentage (no decimal is used). Learn more about short sales here. The Real Estate Commission: How Much Are Realtor Fees? A government agency created by the National Housing Act of 1934 that insures loans made by private lenders. FHA loans are different from conventional loans because they can be approved for borrowers with lower credit scores and may allow for down payments as low as 3.5 percent of the total loan amount. Example: P30 (3% offered) 7 meanings of BB abbreviation related to Real Estate: Real Estate. Expansion potl:Expansion potential mean that theres extra space on the lot or the possibility of adding a room or even an upper levelsubject to local zoning restrictions. BB Real Estate Abbreviation. STR On Street Parking APT Apartment L/O Lease Option Read more about back-end ratio here. BA; BTH : Bathroom. OFF Off Street Parking 4B/2B: Four bedrooms and two bathrooms. ABS Assessment / Bill of Sale Assessment, Mineral/Oil & Gas. Have questions about buying, selling or renting during COVID-19? There are four important items that must be included in a buyer's pro forma. It should return to active soon enough, so its certainly worth piping up if youre smitten. By submitting your email, you agree to the Terms of Use and Privacy Policy. MAO Maximum Allowable Offer FEMA Federal Emergency Management Agency PILE Pilings Fab pentrm:Fabulous pentroom, a room on top of the housebut under the roofthat has great views. WHKP Washer Hookup Try, A fee, charged by a broker or lender, to underwrite and process a home loan application. FXR Fixer Upper TRAD Traditional PVT Private When dealing with real estate, you might also need to know things like the abbreviations for all 50 states or even common measurement abbreviations. KIT, KT Kitchen NAR National Association of Realtors SWR Sewer PLAY Playground RV PRKG RV Parking If you hang around social media circles and forums that talk about TV, BB might also stand for Big Brother, a prominent reality show franchise involving a group of strangers living together in the same house. Read more about closing costs here. Before you go to a showing, do a little more research to see if the home has a local reputation, so you'll be prepared for any oddities you may encounter. The most credit-worthy customers (mainly large corporations), receive the best or lowest rate that the lender would offer any of its customers. If you see a bathroom or kitchen described as vintage, that means theyre old. AJ Affidavit of Joint Tenant Deed. FM RM Family Room CPT Carpet or Carport REAL ESTATE DEED ABBREVIATONS AND ACRONYMS. Read, A clause or addendum to a real estate contract or offer that states a buyer is willing to raise his or her offer price to a predetermined amount if the seller receives a higher competing offer for the property. A period of time (typically 30 days or more) after a buyer has made an offer on a home and a seller has accepted. BB is ubiquitous in modern relationships between young people, where direct messages and chat apps are primary forms of communication. MSN Masonry Whether you're ready to buy your first home or just need an acronym refresher, keep this glossary handy. The action you just performed triggered the security solution. Usually . ATFN Attic Fan Actv Active That happens through real care to make things better. Terms Of Use Investors will also want to consider the return on investment (ROI), internal rate of return (IRR . 2. O/F Owner Finance RELATED: How to Stream U.S. Sports for Free Online. Try, The governing body of a housing development, condo or townhome complex that sets rules and regulations. There are also a few other cultural definitions for BB. BRRRR refinance example. In many listings, the term is used to describe to an area that's in the process of transition. GRMET KIT, GRMT KIT Gourmet kitchen Our belief in better is at the core of everything that we do, every day. COO or C of O Certificate of Occupancy Read, A ratio that compares a home buyers expenses to gross income. DOT Deed of Trust C/VAC Central vacuum An encumbrance can create a cloud on the title of a real property. R/OPT Rent w/Opt-Buy OP Occupancy Permit Read more about escalation clauses and making an offer on a home. An MLS is an organization that collects, compiles and distributes information about homes listed for sale by its members, who are real estate brokers. A multiple listing service (MLS) is a database established by cooperating real estate brokers to provide data about properties for sale. CRT. BR Bedroom The first entry for this abbreviation on Urban Dictionary was made in 2006 and referred to it as Netspeak for baby, normally placed at the end of a text.. CFan Ceiling Fan ATT Attached Garage BB. SHNG Shingle FDR Formal dining room Examples of contingencies are home inspections, attorney review, the buyers financing, appraisal, and title search, among other reasons. MIC Mint Condition (like new or new) Step 1: Buy a duplex property for $100,000 in a neighborhood where the average home price is $200,000. A concrete point at which buying a home makes more financial sense than renting one. APPLS Appliances Typically, putting away 5% of the rent . G/A Garage, Attached Dbl Double ARM Adjustable Rate Mortgage This means that the home fell out of escrow,perhaps due to contract issues, says Tania Matthews, an agent with Keller Williams Classic III Realtyin Central Florida. E Rng Electric Range Go now! 3B/2B - three bedrooms and two bathrooms 2C - two-car garage A/C - air conditioning Appls - appliances Apt - apartment Ba - bathroom Br - bedroom CAC - central air conditioning Ch - central heat For listings in Canada, the trademarks REALTOR, REALTORS, and the REALTOR logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Ann Arbor Area Board of REALTORS1919 W. Stadium Blvd., Ann Arbor, MI 48103(734) 761-7340. Lenders reward lower LTV ratios. SRES Senior Real Estate Specialist, Additional Resources: AC or A/C Air conditioning HOA Homeowners Association Before you buy, consider what the neighborhood will look like in the long term and if you want to live in a neighborhood that's still in the process of change. A short sale is the sale of a real estate property for which the lender is willing to accept less than the amount still owed on the mortgage. All abbreviations on this list are typically written in all capital letters. Check out our explainers on TMI, LFG, and SRSLY and expand your web vocabulary. Read more about mortgage insurance. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. INT Intercom You might expect an up-and-coming neighborhood to be artsy and hip but that's not always the case. Read more about origination fees here. Buyers should budget for an amount that is 2% to 5% of the homes purchase price. 2-LV : Two living levels. Here are a few examples of BB in action: Do you want to learn more internet slang terms? The "P" represents percent. So if you adore what you see in thelisting, it certainly canthurt to inquire. CRE Creative Real Estate Both words imply motion, but the difference may b. Defenestration. Affordability or home affordability refers to the amount of money you can comfortably afford to spend on a home. There are multiple reasons why homes become REO properties, the biggest one being that the home went into foreclosure. SD/W Storm Doors & Windows GRNO Ground Maintenance Affordability. Clus Cluster Conditions written into a home purchase contract that protect the buyer should issues arise with financing, the home inspection, etc. Home affordability takes into account your income, down payment, and monthly debts. MBRFP Master Bedroom w/FP CCR Conditions, Covenants, and Restrictions HVAC heating, ventilation and air conditioning FHA Federal Housing Administration Her work has appeared in the New York Times Magazine, Vanity Fair, and Boston Magazine. There are often additional notes with details that don't fit into the standard listing formula. CRS. To meet client needs, to empower teammates, and to lift up communities. 2023 LoveToKnow Media. These costs include the brokerage commission, mortgage-related fees, escrow or attorneys settlement charges, transfer taxes, recording fees and title insurance. LOI Letter of Intent TEN Tennis Court SKY Skylights Prospective purchasers of an inn need to know exactly what they mean. CBR Certified Buyer Representative Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. STA State UNO Unit Number UTCL Utility Closet FHA loans are different from conventional loans because they can be approved for borrowers with lower credit scores and may allow for down payments as low as 3.5 percent of the total loan amount. MLS multiple listing service Copyright 2023 Acton Media Inc. All rights reserved. AEK All electric kitchen Copyright 2023 The Northwestern Mutual Life Insurance Company, Milwaukee, WI. Home affordability takes into account your income, down payment, and monthly debts. EIK Eat in kitchen Read, A thorough assessment of a borrowers income, assets and other data to determine a loan amount they would qualify for. Cdrcl Cedar Closet HUD Department of Housing and Urban Development Best for: Buyer's agents looking to separate themselves from the rest of the field. This is important, as identifying a property's class can predict how the asset might perform. COCR or CCR Cash on Cash Return Find mortgage, lien, release, deed, notice of default, conveyance, lis pendens, bankruptcy, and judgment records for land, commercial, and residential real estate throughout the United States, Guam, Puerto Rico, and the U.S. Virgin Islands. I/O Interest Only (loan) FHLMC Freddie Mac or Federal Home Loan Mortgage Corporation Allow us to clear things up, by explaining what these things really mean in plain old English. Dsp Garbage Disposal Lo dues:Low homeowners association dues. WBFP Wood Burning Fireplace TXS Taxes Investment brokerage services are offered through Northwestern Mutual Investment Services, LLC (NMIS) a subsidiary of NM, brokerdealer, registered investment advisor, and member FINRA and SIPC. GAROP Garage Door Opener Those real estate terms and definitions should give you a good start when it comes to understanding your real estate agent and the listings they . A database where real estate agents list properties for sale. Whether you are looking at abbreviations or acronyms for real estate terms, be sure you clearly understand what they mean when referring to a specific piece of real estate. Learn more about refinancing here. Principal, interest, property taxes and homeowners insurance (PITI), A fee charged to borrowers who make a down payment that is less than 20% of the homes value. HRS Horses Allowed Learn, A home loan not guaranteed by a government agency, such as the FHA or the VA. Read, A certain portion of the homes purchase price that a buyer must pay. Cer Ceramic Tile MYOB Mind Your Own Business The terms are frequently seen in advertising of bed & breakfast inns for sale: "turnkey," "mostly turnkey," "real estate only," "real estate and good will.". Foyr Foyer PRQ Parquet Learn, Study these real estate terms when youre applying for a mortgage, Real estate terms you might hear when youve had your offer accepted, more about adjustable-rate mortgages here, The 12 Most Popular Vacation Towns for Home Shoppers. BKYD Backyard You can also use BB as a platonic but affectionate nickname for a friend, especially if you have a strong and established friendship. Related:7 Features That Define the New American Home. Back Bay + 1 1. If youre going to use BB in a platonic way, then you can get away with simply inserting it in a casual text. Before you start calling someone BB, you might need to establish ground rules. OWN Owner Financing HWH Hot water heater You may want the retreat, but ask yourself if you're truly ready for all it entails. CRB Certified Real Estate Broker LTV loan to value CMA:Comparative market analysis or competitive market analysis. JTUB Jetted Tub GRT RM Great room RTO Rent To Own In the event there is a DUAL commission split the two digits would be followed by a letter code: Example: P35C25 (3.5% offered on the first 100K, 2.5% offered after $100,000). This browser is no longer supported. Cbl,Cblh Cable/Hookup Related:The Best 10 Plants to Grow for Backyard Privacy. Zkratka ESG (z anglickho Environmental . LTV Loan to Value The governing body of a housing development, condo or townhome complex that sets rules and regulations. W/W CRPT Wall To Wall Carpet But unlike an AWC, the property is no longer available forshowings., Whileabbreviations and acronymsfor property descriptionsvary by listingand source,thetermsbelow canbe used as a general guide to help you translateanything unfamiliar.If youre still unclear whata shorthand is referring to,reach out to the listing agent., As-is:Theowner is selling the home in its current condition and willnot makeanyrepairs orcorrect any flaws with the property., OLREA:Owner is a licensed real estate agent. Cozy Charm. GRI Graduate Realtor Institute Cloudflare Ray ID: 7a2835264c3fdd54 A "default" occurs when a borrower does not make his or her mortgage loan payment and falls behind. Usually, the realtor's website will give a good description without the real estate abbreviations. A lien is a security interest that can give a creditor the right to take possession of a property secured by a loan, such as a mortgage, when the borrower defaults on the loan obligations. FSBO For Sale by Owner The price of a home, as set by the seller. Crk Creek Buyers should budget for an amount that is 2% to 5% of the homes purchase price. FSBO For Sale by Owner Listing:An agreement between a real estate broker and a home owner that allows the broker to market and arrange for the sale of the owners home. CHMS Certified Home Marketing Specialist UTLVL Utility Room Level The content on this site is not intended to provide legal, financial or real estate advice. Sort. A real estate agent will request a pre-approval or pre-qualification letter before showing a buyer a home. HomeReal Estate Abbreviations Real Estate Abbreviations A helpful list of the most commonly used real estate abbreviations, and land and property abbreviations used in most real-estate-related industries. What Does FS Mean, and How Do You Use It? That could mean the seller is still open to accepting an offer, so its worth touching base if your curiosity is piqued. MLSs are local or regional. Fp, Fpl, Fplc Fireplace Fees may include the appraisal, the home inspection, a title search, a pest inspection and more. A fee charged to borrowers who make a down payment that is less than 20% of the homes value. FHA Federal Housing Administration But the cap rate is not the only metric used to evaluate a real estate investment. Disclosure: BobVila.com participates in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for publishers to earn fees by linking to Amazon.com and affiliated sites. PRO Internet Professional It may have received offers, but none have yet been accepted, which means that the opportunity is wide open. WAR Warranty Plan Since we launched in 2006, our articles have been read billions of times. CAP Capitalization Read more about the Buy-Rent Breakeven Horizon here. BOT Boat Slip Suggest. If you're still unclear what a shorthand is referring to, reach out to the listing agent. But if thats not what youre looking for, keep shopping. BA Bathroom A/C Air Conditioning But if not, you'll want to factor in the cost ofrenovationsbefore deciding if this home is both in your budget and worth a visit. FFBR First Floor Bedroom CREA. Investment advisory and trust services are offered through Northwestern Mutual Wealth Management Company (NMWMC), Milwaukee, WI, a subsidiary of NM and a federal savings bank. A government agency chartered by Congress in 1970 to provide a constant source of mortgage funding for the nations housing markets. HSF Heated square feet Not all Northwestern Mutual representatives are advisors. If its back on the market, theres a reason why the original sale fell through. I want to receive exclusive email updates from YourDictionary. HUD Housing and Urban Development Prepaid interest owed at closing, with one point representing 1% of the loan. Vann Vicente has been a technology writer for four years, with a focus on explainers geared towards average consumers. Learn more about homeowners insurance here. DOS Due On Sale Clause If your mortgage doesnt have an escrow account, you may pay the property-related expenses directly. LPOA Limited Power of Attorney The components of a monthly mortgage payment. HDW, HWF, hdwd - This means there is hardwood flooring in the home. The property is sold and no longer available. Commonly Used Real Estate Abbreviations and Acronyms for compiled and available to the public. Learn, Private Mortgage Insurance or PMI, is a monthly mortgage insurance premium paid by a borrower for a mortgage insurance policy.
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